Detailed below are the legal terms and conditions ("Agreement") that apply both on you and our Company UNIVERSAL ONLINE DISTRIBUTOR LIMITED, incorporated under the law of Gibraltar, and any of its affiliated companies ("Company"). By using, visiting, shopping or acquiring services at Company's website at www.winning-guide.co.uk ("Company Website") you hereby affirmatively accept and agree to be bound by the following terms and conditions of the Agreement. Please read them carefully. Company reserves the right to change these Terms and Conditions, including but not limited to, the charges associated with the use of Company Website services and prices of items offered on Company Website. You are responsible for regularly reviewing these Terms and Conditions. Your use of the Company Website and Company services constitutes your agreement to all such terms, conditions, and notices. Please review Company Privacy Policy which also governs your visit to Company Website.

COMPANY'S SERVICES

1. Company's services include the offer for sale of items presented in Company Website, including books ("Items") and their shipment to you.

2. If you are under 18, you may use Company services only with involvement of a parent or guardian.

3. The Company may provide links and/or pointers to Internet sites maintained by third-parties. Company does not operate or control in any respect any information, products or services on these third-party sites. Company is not responsible for examining or evaluating, and does not warrant the offerings of, any of these businesses or individuals or the content of their websites. The Company does not assume any responsibility or liability for the actions, services, product, and content of all these and any other third parties. You should carefully review their privacy statements and other conditions of use.

4. In order to purchase Items offered in Company Website, you shall be asked to provide certain details, including your address details, a valid phone number, e-mail address and credit card details and you hereby undertake to provide true, updated and correct details.

5. When using credit card or other paying method, you may only use your own credit card or paying method under your name, or the credit card of a parent or guardian, with the parent or guardian consent.

6. Please be sure that when entering your personal information you double check ALL INFORMATION and confirm it is current and accurate before submitting it.

CONDITIONS OF SALE AND PAYMENT TERMS

1. Prior to the purchase of Items on Company Website, you must provide us with a valid credit card number and associated payment information including all of the following: (i) your name as it appears on the card, (ii) your credit card number, (iii) the credit card type, (iv) the date of expiration and (v) any validation code or activation numbers or codes needed to charge your card (vi) Credit card holder valid address.

2. By submitting that information to us, you hereby agree that you authorize us to charge your card at our convenience but within thirty (30) days of credit card authorization.

3. All sales of products and services are final. All charges from those sales are nonrefundable.

METHODS OF PAYMENT, CREDIT CARD TERMS AND TAXES

1. All payments must be made by VISA™, MasterCard™, PayPal, Click and Buy, Web Money, POLi, Instadebit, eWire, Abaqoos, Moneta.

2. Unless expressly set forth on Company Website, we do not accept any other payment form. If we offer or accept any other form of payment, you hereby agree to all restrictions, terms and conditions associated with such additional form of payment.

3. Your card issuer agreement governs your use of your designated card, and you must refer to that agreement and not this Terms of Use to determine your rights and liabilities as a cardholder. YOU, AND NOT COMPANY, ARE RESPONSIBLE FOR PAYING ANY UNAUTHORIZED AMOUNTS BILLED TO YOUR CREDIT CARD BY A THIRD PARTY. You agree to pay all fees and charges incurred in connection with your purchases (including any applicable taxes) at the rates in effect when the charges were incurred. Unless you notify Company of any discrepancies within sixty (60) days after they first appear on your credit card statement, you agree that they will be deemed accepted by you for all purposes. If Company does not receive payment from your credit card issuer or its agent, you agree to pay all amounts due upon demand by Company or its agents.

4. You are responsible for paying any governmental taxes imposed on your purchases, including, but not limited to, sales, use or value-added taxes. Company shall automatically charge and withhold the applicable sales tax for orders to be delivered to addresses within any locality that it deems is required.

ORDER ACCEPTANCE POLICY

1. Your receipt of an electronic or other form of order confirmation does not signify Company acceptance of your order, nor does it constitute confirmation of Company offer to sell. Company reserves the right at any time after receipt of your order to accept or decline your order for any reason. Company further reserves the right any time after receipt of your order, without prior notice to you, to supply less than the quantity you ordered of any item. Your order will be deemed accepted by Company upon shipment of Items or performance of services that you have ordered. Title to goods and all risk of loss passes to you upon delivery to the common carrier.

2. The Company's compliance may demand pre-approval with an acceptable method of payment, as established by our credit and fraud avoidance department. We may require additional verifications or information before accepting any order.

3. No Responsibility To Sell Mis-priced Products Or Services: Company shall have the right to refuse or cancel any orders placed for Items and/or services listed at an incorrect price, rebate or refund, or containing any other incorrect information or typographical errors. Company shall have the right to refuse or cancel any such orders whether or not the order has been confirmed and your credit card charged. If your credit card has already been charged for the purchase and your order is canceled, Company shall issue a credit to your credit card account in the amount of the charge.

CUSTOMER SERVICES

Company's customer services is provided through Company Website in the form of electronic mail: support@winning-guide.co.uk.

MODIFICATIONS TO PRICES OR BILLING TERMS COMPANY RESERVES THE RIGHT, AT ANY TIME, TO CHANGE PRICES OF TERMS AND BILLING METHODS FOR ITEMS OR SERVICES SOLD, EFFECTIVE IMMEDIATELY UPON POSTING ON THE SITE OR BY E-MAIL DELIVERY TO YOU.

COMMUNICATIONS And ELECTRONIC COMMUNICATIONS

1. Communication with Company shall be made electronically and you hereby consent to receive communications from Company electronically by e-mail or by posting notices on Company Website. You agree that all agreements, notices, disclosures and other communications that Company provides to you electronically satisfy any legal requirement that such communications be in writing.

2. You may communicate with Company so long as the content is not illegal, obscene, threatening, defamatory, invasive of privacy, infringing on intellectual property rights, or otherwise injurious to third parties or objectionable and does not consist of or contain software viruses, political campaigning, commercial solicitation, chain letters, mass mailings, or any form of "spam".

3. You may not use a false e-mail address, impersonate any person or entity, or otherwise mislead as to the origin of a card or other content.

4. If you post content or submit material, and unless Company indicates otherwise, you grant the Company a nonexclusive, royalty-free, perpetual, irrevocable, and fully sub licensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media. You grant the Company the right to use the name that you submit in connection with such content, if they choose. You represent and warrant that you own or otherwise control all of the rights to the content that you post; that the content is accurate; that use of the content you supply does not violate this policy and will not cause injury to any person or entity; and that you indemnify the Company for all claims resulting from content you supply. The Company takes no responsibility and assumes no liability for any content posted by you or any third party.

CONSENT TO COLLECTION, USE & DISCLOSURE OF YOUR PERSONAL INFORMATION.

1. As more fully described in our Privacy Policy, (click here to view), you must disclose certain Personally Identifiable Information to use Company Website and make purchases. As a condition of using or of registering with Company Website or making any purchases of any Items and/or services or conduct any transactions, you represent that you have first read our Privacy Policy and consent to the collection, use and disclosure of your Personally Identifiable Information and Non-Personally Identifiable Information as described in our Privacy Policy.

2. Our Privacy Policy's terms and conditions will change from time to time, and as a condition of browsing Company Website, using any features or making any purchase, you agree that you will first review our Privacy Policy prior to making any initial or subsequent purchases.

COPYRIGHT AND TRADEMARK NOTICE; CONTENT

1. It is hereby declared that the Items offered on Company Website are subject to Copyrights of their owner. COPYRIGHTS © 2010 Mr. M. James You are not allowed to copy, reproduce, record, retransmit, sell, rent, broadcast, distribute, publish, upload, post, publicly display, alter to make new works, perform, digitize, compile, translate or transmit in any way, or for any commercial purpose the Items on Company's Website, without Company's prior express written consent. ALL RIGHTS RESERVED.

2. All media (downloaded or samples), software, text, images, graphics, user interfaces, music, videos, photographs, trademarks, logos, artwork and other content on Company Website, (collectively, "Content"), including but not limited to the design, selection, arrangement, and coordination of such Content on Company Website, is owned or licensed by or to Company, and is protected by copyright, trade dress, and trademark laws, and various other intellectual property rights laws.

3. Except as expressly provided in this Terms and Conditions, no part of Company Website and no Content may be reproduced, recorded, retransmitted, sold, rented, broadcast, distributed, published, uploaded, posted, publicly displayed, altered to make new works, performed, digitized, compiled, translated or transmitted in any way to any other computer, website or other medium or for any commercial purpose, without Company's prior express written consent. Except as expressly provided herein, you are not granted any rights or license to patents, copyrights, trade secrets, trade dress, rights of publicity or trademarks with respect to any of the Content, and Company reserves all rights not expressly granted hereunder. Company expressly disclaims all responsibility and liability for uses by you of any Content obtained on or in connection with Company Website.

LICENSE AND ACCESS TO COMPANY WEBSITE

1. The Company grants you a limited license to access and make personal use of Company Website and not to download (other than page caching) or modify it, or any portion of it, except with express written consent of Company. This license does not include any resale or commercial use of this website or its contents; any collection and use of any items and/or item listings, descriptions, or prices; any derivative use of Company Website or its contents; any downloading or copying of information for the benefit of another merchant; or any use of data mining, robots, or similar data gathering and extraction services. Company Website may not be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without express written consent of Company.

2. The use of spiders, robots, scrapers or any other means, whether through the use of automated software or through a physical or mechanical system, is strictly prohibited.

3. You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of Company without its express written consent. You may not use any meta-tags or any other "hidden text" utilizing Company's name or trademarks without the express written consent of Company. Any unauthorized use terminates the permission or license granted by Company. You may not use any Company logos or other proprietary graphic or trademark as part of the link without express written permission.

DISCLAIMER OF WARRANTIES AND LIMITATION OF LIABILITY THE SERVICES AND ITEMS ARE PROVIDED "AS IS" AND "AS AVAILABLE" BASIS. COMPANY MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES, OF MERCHANTABILITY AND FITNESS FOR PARTICULAR PURPOSE WITH RESPECT TO ANY ITEMS OR SERVICES PROVIDED OR SOLD ON OR THROUGH COMPANY WEBSITE, AS TO THE OPERATION OF COMPANY WEBSITE OR THE INFORMATION, CONTENT, MATERIALS, OR ITEMS INCLUDED ON COMPANY WEBSITE. YOU EXPRESSLY AGREE THAT YOUR USE OF COMPANY WEBSITE IS AT YOUR SOLE RISK. COMPANY DOES NOT WARRANT THAT COMPANY WEBSITE, ITS SERVERS, OR E-MAIL SENT FROM COMPANY ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. COMPANY WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF COMPANY WEBSITE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES.

FURTHERMORE, IT IS CLARIFIED THAT NOTHING IN THE ITEMS OFFERED ON COMPANY WEBSITE AND/OR IN THE INFORMATION CONTAINED IN THE ITEMS IS TO BE INTERPRETED OR CONSTRUED AS ADVICE OR ENCOURAGEMENT TO GAMBLE, INVEST OR JEOPARDIZE MONEY. THE ITEMS AND INFORMATION INCLUDED IN THEM ARE 4OFFERED AND PROVIDED "AS IS", AS GENERAL INFORMATION FOR YOUR GENERAL KNOWLEDGE, AND COMPANY SHALL HAVE NO LIABILITY OF ANY KIND IN RELATION TO THE USE, RELYING UPON OR OTHERWISE ACTING UPON THE INFORMATION AND/OR THE ITEMS. ALL RESPONSIBILITY REGARDING TO USE, RELYING UPON OR ACTING UPON THE ITEMS AND THE INFORMATION CONTAINED IN THE ITEMS IS ON YOU ONLY. COMPANY MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO AS TO THE ITEMS AND THE INFORMATION CONTAINED IN THE ITEMS. COMPANY WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF, RELYING UPON OR ACTING UPON THE ITEMS AND THE INFORMATION CONTAINED IN THE ITEMS INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES.

While Company takes reasonable steps to safeguard and to prevent unauthorized access to your personal information, we cannot be responsible for the acts of those who gain unauthorized access, and we make no warranty, express, implied, or otherwise, that we will prevent unauthorized access to your private information. IN NO EVENT SHALL COMPANY BE LIABLE FOR ANY DAMAGES (WHETHER CONSEQUENTIAL, DIRECT, INCIDENTAL, INDIRECT, PUNITIVE, SPECIAL OR OTHERWISE) ARISING OUT OF, OR IN ANY WAY CONNECTED WITH, A THIRD PARTY'S UNAUTHORIZED ACCESS TO YOUR PERSONAL INFORMATION, REGARDLESS OF WHETHER SUCH DAMAGES ARE BASED ON CONTRACT, STRICT LIABILITY, TORT OR OTHER THEORIES OF LIABILITY, AND ALSO REGARDLESS OF WHETHER COMPANY WAS GIVEN ACTUAL OR CONSTRUCTIVE NOTICE THAT DAMAGES WERE POSSIBLE. You agree that Company will not be liable to you or to any third party for termination of access to Company Website.

INDEMNIFICATION

You agree to indemnify and hold Company and any of its parent, subsidiaries, affiliates, officers, directors, agents, and employees, harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your breach of these Terms and Conditions or any terms and conditions it incorporates by reference, or your violation of any law or the rights of a third party.

DISPUTES

The Parties shall use their best endeavors to amicably settle any dispute or difference between them arising under or in connection with this Agreement. If the parties fail to reach amicable settlement, such dispute or difference shall be referred exclusively to the courts of Gibraltar, to whose jurisdiction the Parties hereby consent. This Agreement shall be governed by and construed in accordance with the laws of Gibraltar. The Company may have the right, in order to collect funds owed to the Company by Client, to immediately bring legal proceedings against Client, in the Client's residency, without prior arbitration.

WAIVER

The failure of Company to enforce any provision of these Terms and Conditions shall not be construed as a waiver or limitation of the Company’s right subsequently to enforce and compel strict compliance with every provision of these Terms and Conditions.

REMEDIES

You acknowledge that violation of these Terms and Conditions could cause irreparable harm for which monetary damages may be difficult to ascertain or an inadequate remedy. You therefore, agree that Company shall be entitled, in addition to its other rights, to seek and obtain injunctive relief for any violation of these Terms and Conditions without the filing or posting of any bond or surety. Furthermore, in the event a lawsuit or action is brought by any party under these Terms and Conditions to enforce any of its terms, it is agreed that if Company shall be deemed to be the prevailing party as determined by final judgment, not subject to appeal, of a court of competent jurisdiction, Company shall be entitled to recovery of reasonable attorney's fees, expert fees, litigation expenses and court costs in addition to any other relief granted by the court.

SEVERABILITY

If any term or provision in these Terms and Conditions is found to be void, against public policy, or unenforceable by a court of competent jurisdiction and such finding or order becomes final and non-applicable, then, the offending provision shall be deemed modified to the extent necessary to make it valid and enforceable. If the offending provision cannot be so modified, then the same shall be deemed stricken here from in its entirety, and unless such term or provision is material to the performance of these Terms and Conditions, the remainder of these Terms and Conditions shall survive with the said offending provision eliminated.